You may prefer to move into an assisted living community as you get older and require assistance with activities of daily living. Having a professional to help you with bathing, eating, and dressing can significantly improve the quality of your life. However, one thing may be stopping you – money. The cost of assisted living can be daunting, particularly for low-income persons with limited resources. Fortunately, Medicaid waiver programs can assist to minimize the cost of long-term care, making it affordable for you to age in place.
Morada Waxahachie is happy to help you understand more about Medicaid waivers so you can make use of them to access community-based services.
What are Medicaid Waiver Programs?
Medicaid is a state-run health insurance program that provides coverage for low-income individuals and families. Waiver programs are a type of Medicaid that allows states to provide coverage for certain groups of people who may not otherwise be eligible for Medicaid.
In addition, waiver programs can help to reduce the overall cost of healthcare by providing coverage for people who would otherwise have to pay out of pocket. As a result, Medicaid waiver programs can play a vital role in ensuring that everyone has access to quality health care. Because of these waivers, states can offer some services that wouldn’t usually be covered under Medicaid, such as providing in-home care for individuals who otherwise have to enter long-term institutional care.
How do Medicaid Waivers help Seniors Live in Retirement Communities?
The expense of living in an assisted living community can be too costly for some elderly adults, particularly those who rely on Medicaid for health insurance. Medicaid Waivers give additional financial support that can help cover the costs of staying in Medicaid-accepting assisted living communities.
Expenses covered include rental, meal delivery, transport, and long-term care provided by assisted living communities. They can make a huge difference in the lives of those who have a low income or limited financial resources.
Types of Medicaid Waivers available near Morada Waxahachie
Every state offers different types of Medicaid waiver programs. If you’re residing near Morada Waxahachie, Texas, you may be eligible for the Home and Community-Based Services (HCBS) waiver that is designed to offer home and community-based services to those who require long-term care.
The HCBS waiver funds a variety of services that assist persons with disabilities in living in their own homes or assisted living communities rather than nursing homes or other institutions. If you meet the eligibility criteria, the following expenses can be covered:
- Nursing care
- Physical therapy
- Assisted living
- Medical supplies
- Housekeeping and cleaning services
- Home modification
Contact Morada Waxahachie’s Senior Living Professionals for more Medicaid Waiver Information
The transition to an assisted living community can be stressful. The most concerning issue you may have is how to finance your stay. Allow the professional team at Morada Waxahachie to assist you in locating any financial aid that you may be qualified for.
Contact us to schedule a consultation to find out how we can help you work out your finances.
